Hosted by CloudPayroll, with subject matter experts, Richard Webb, Elizabeth Lucas and Joanna Cruickshank. The session provides practical guidance, expert insights and real-world considerations impacting payroll, superannuation, payroll tax and compliance to help businesses navigate the compliance changes from 1 July 2026.
Superannuation Lead
CPA Australia
Partner
Grant Thornton
National Sales Manager
CloudPayroll
Payday Super started 1 July 2026, representing one of the most significant reforms to the Australian superannuation system in decades. Under this reform, employers will be required to pay their employees’ superannuation guarantee (SG) the same day as their salaries and wages. And for contractors who are entitled to superannuation payments, will be paid the same day as their invoice payment. Superannuation payments must be in the employees’ super fund within 7 business days of their pay day.
Watch the ATO’s video on what Payday Super means for employers for more information.
Under the ATO’s Payday Super reforms, employers will be required to make a corresponding super contribution each time employees are paid. These contributions must reach the employees’ superannuation fund within seven business days of payday.
Under the new framework, Superannuation Guarantee (SG) obligations will be calculated using an employee’s qualifying earnings (QE), which combines ordinary time earnings (OTE) and other relevant payments into a single reporting figure. Employers will also need to submit QE and super payment reporting to the ATO through Single Touch Payroll (STP).
The reform is designed to deliver greater transparency, earlier super funding, and a stronger financial safety net for employees by aligning super contributions more closely with regular pay cycles.
Here are some key considerations:
Superannuation is processed automatically in CloudPayroll as part of each pay run, eliminating the need for manual scheduling, authorisation, approval or additional payday tasks. With super and payroll fully aligned, contributions are calculated in real time and paid on payday. This end-to-end automation streamlines administration, ensures consistent accuracy and reduces compliance risk. CloudPayroll gives you complete confidence that superannuation is paid on payday.
With Payday Super in effect, businesses should refine their payroll and super processes to ensure they work seamlessly together and remain compliant with every pay run. Now that the compliance requirements are clear, it’s the perfect time to simplify how payroll and super is managed.
CloudPayroll’s integrated super payments feature reduces manual handling and keeps data accurate, with contributions automatically processed each pay cycle.
Businesses not using CloudPayroll’s superannuation management features should work closely with their superannuation service provider to confirm their processes meet all ongoing Payday Super obligations.
Getting employee details right during onboarding ensures contributions go to the correct fund from day one without causing delays, helping you meet Payday Super requirements.
Ensure all your employees’ super fund details are up to date to minimise refunds and rejections under tighter processing windows when Payday Super comes into effect.
Connected and accurate payroll data makes it easier to manage super payments, reporting and compliance under Payday Super.
CloudPayroll joined CPA Australia on their With Interest Podcast Hosted by Tanh Sharpe to discuss Payday Super ahead of the 2026 rollout sharing key insights into what the changes mean for businesses and practical steps for both accountants and employers to help prepare.
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With interest |
